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MOM shares my past WIC claims with WIC designated insurers I'm getting a quote from. How does this lead to better WIC insurance premium prices?

Insurers consider various factors, such as claims history, industry and occupation risks, when setting premiums.

Therefore, sharing of claims history and other information via the data exchange portal will help insurers to price premiums more accurately, resulting in lower premiums for safer employers, and higher premiums for less safe employers.