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Security bond requirements for foreign domestic worker

You need to buy a security bond for your helper, unless she is Malaysian. You can buy the bond at any bank or insurance company.

What is a security bond

A security bond is a binding pledge to pay the government (up to $5000) if you break the law or the conditions governing the employment of a helper. You need a bond for every helper you employ, unless she is Malaysian.

Bonds usually take the form of an insurance. The insurers guarantee to pay the government should you break the rules; then the insurers pursue you for the money.

You cannot ask your helper to pay for the bond.

When to get the bond

You need to buy the bond before the helper arrives in Singapore. Because you also need medical insurance and personal accident insurance when you employ a helper, the bond insurance is usually sold as part of a package including all three. However, it is possible to buy the insurances separately.

When you buy the bond, the bank or insurance company will send us the details electronically. This information may take up to 3 working days to reach us. If you wish, you can check the status of the bond.

We need to receive these details before your helper arrives. Otherwise, she will be refused entry and you will have to pay to send her home.

When the bond will be discharged

You will be discharged from the security bond liability only if you meet all of these conditions:

  • You have cancelled the Work Permit.
  • The helper has returned home.
  • You did not breach any of the conditions of the security bond.

If all conditions are met, the security bond will usually be discharged one week after your helper left Singapore.

You'll be notified by post when the security bond is discharged.

When the bond will be forfeited

Your security bond may be forfeited if:

  • You or your helper violate any of the conditions of the Work Permit or security bond.
  • You don't pay her salary on time.
  • You fail to send her back when her Work Permit is expired, revoked or cancelled, or if she goes missing.
    If the helper goes missing, half of the security bond ($2,500) will be forfeited if you have made reasonable effort to locate her and have filed a police report.

You will not be liable for your helper's violations (such as those relating to pregnancy) if you can prove that you have:

  • Informed her of the Work Permit conditions she must comply with.
  • Reported a violation when you first become aware of it.
Last Updated: 19 September 2016