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Insurance requirements for foreign domestic worker

You need to buy medical and personal accident insurance for your helper. Find out the coverage required and how to submit the insurance details.

Before your helper arrives in Singapore, you must buy medical insurance and personal accident insurance as part of your medical obligations to her.

You cannot pass on the cost of purchasing the medical insurance to your helper.

Medical insurance

You need to buy medical insurance with coverage of at least $15,000 per year for inpatient care and day surgery during your helper's stay in Singapore.

You also need to submit the medical insurance details online when you are issuing or renewing your helper's work permit. You can get your employment agency to submit the details for you.

Personal accident insurance

You need to buy personal accident insurance with minimum sum assured of at least $40,000 per year for your helper.

This is to protect your helper and her family in case of an accident that results in permanent disability or death.

The compensation should be made payable to her or her beneficiaries.

From 1 October 2017, the minimum sum assured will be increased to $60,000 per year. For more details and coverage of the changes, you can read our press release on “Changes to Personal Accident Insurance Requirements for Foreign Domestic Workers from 1 October 2017”.
Last Updated: 8 May 2017