Written Answer to PQ on CPFIS OA minimum threshold

NOTICE PAPER NO. 822 OF 2026 FOR THE SITTING ON 5 MAY 2026
QUESTION NO.1477 FOR WRITTEN ANSWER

MP: Mr Edward Chia Bing Hui

To ask the Minister for Manpower (a) whether CPF members who had previously invested their Ordinary Account (OA) funds up to a higher investment limit may, after using OA funds for housing, be allowed to reinvest the capital gains from those investments without being constrained by the revised lower investment limit following a housing purchase; and (b) whether the Ministry will consider providing greater flexibility for such reinvestments.

Answer:

CPF members who wish to reinvest their CPF Investment Scheme-Ordinary Account (CPFIS-OA) sale proceeds, including any capital gains, from their CPF Investment Account can already do so within two months of sale without being subject to the $20,000 OA balance threshold. The additional CPFIS-OA investment limits on stock and gold due to their inherently riskier nature, will nonetheless continue to apply.