Our services centres are open for customers with appointments. Please use our online services (e.g. eServices, web chat, website) or make an appointment if you’re unable to use our digital services. Find out what are the current work pass requirements.
Skip to main content

How is medical insurance for foreign workers different from the other insurance requirements?

The medical insurance requirement provides cover for a foreign worker's medical expenses, including hospital bills arising from treatment for causes that may not be work-related.

It serves a different purpose from the other employer-paid insurance requirements, such as:

  • Work injury compensation insurance. This covers compensation, including medical expenses, for work-related injuries only. It applies to both local and foreign workers.
  • Personal accident insurance for foreign domestic workers (FDWs). This insures against accidental death and permanent disablement, not medical expenses.