As an employer of a migrant domestic worker (MDW), you benefit directly from hiring her. Hence, you must bear all the costs of maintaining her. This includes any medical cost necessary for her health.
Employers must purchase medical insurance of a minimum coverage. This helps the employer to cover the MDW’s medical bills.
It is a breach of the work pass regulatory conditions if employer doesn’t buy the required medical insurance. If found to be in breach, the employer faces a fine, and may also be barred from employing MDWs.