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Can employers help their employees save part of their salary?

It is an offence for an employer not to pay salary earned by an employee for work done.

Employers should also not help their employees save any part of their salary, or have access to their employees’ personal bank accounts. This is to protect both employers and employees from disputes or misunderstandings, which may arise from the use of, or access to this money.

Similarly, employees should not to ask their employers to keep any part of their salaries. Instead, they should keep their savings securely, such as in a personal bank account. This applies to local workers, migrant workers and migrant domestic workers (MDWs).

If your employer insists on keeping a portion of your salary, you can contact MOM for assistance.