No, the Primary Care Plan (PCP) does not replace the mandatory medical insurance requirement for in-patient (hospitalisation) and day surgery such as the Foreign Worker Medical Insurance (FWMI).
The PCP only covers outpatient primary healthcare services, including consultations and treatments for:
- Acute conditions such as fever and flu
- Chronic conditions such as hypertension and diabetes
PCP will not cover in-patient (hospitalisation) and associated fees.
You are encouraged to review your workers’ medical care coverage and consider buying additional medical benefits beyond the mandated requirements according to your company’s internal policy.