Work Permit - Before you apply

Medical Insurance

Employers are required to purchase and maintain a minimum medical insurance coverage of $15,000 per year for each Work Permit holder for inpatient care and day surgery. This includes hospital bills for conditions that may not be work-related.

The cost of purchasing medical insurance cannot be passed onto the Work Permit holders. Employers who wish to have co-payment arrangements with their Work Permit holders for medical treatment should ensure that:

1. The co-payment amount is reasonable and only forms a small percentage of the Work Permit/S Pass holder's monthly salary i.e. not more than 10%;and
2. Co-payment is stated explicitly in the Work Permit/S Pass holder's employment contract or collective agreement, and with the worker's consent.

Updating MOM

You should keep the following information up to date with MOM by using Work Permit Online (WPOL):

1. Name of Insurer
2. Insurance Policy Number
3. Insurance Policy Commencement Date
4. Insurance Policy Expiry Date

Update your foreign worker's medical insurance information	Go to WPOL

If your foreign worker's policy has expired more than 3 months, you will not be able to amend the policy’s expiry date. Please fax a copy of the Policy’s Insurance Coverage stating the Policy Number, Period of insurance coverage to MOM at 63171329. MOM will update the medical insurance details after verifying the policy.