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Are MDWs covered under the Work Injury Compensation Act?

No. Migrant domestic workers (MDWs) are not covered under Work Injury Compensation Act (WICA) because they live and work close to their employers in the same premises, making it difficult to determine whether any injury sustained in the premises was due to work-related activities. However, employers are required to buy personal accident insurance (PAI) for MDWs to provide them compensation in the event of death or permanent disability during their stay in Singapore.